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Deposit Products || RoyalCare Account

RoyalCare Account (Insurance Deposit Account): The RoyalCare Accounts is an insurance embedded deposit (savings accounts) meant to make our clients enjoy full life insurance by running a regular and normal deposit account with Adehyeman Savings. The operator of the account has the option of securing insurance coverage either for himself or her herself entirely if the person is single and enjoying a family cover if the applicant is married with children. The operation of this account guarantees up to 3X payout ratio for account holder.  The account allows account operator to enjoy insurance for himself/ herself, his/ her spouse and up to three of their children.


The operating of this product insures the family against death and permanent disability. No premiums are required as premiums are fully paid for by the company. In essence this is a free on any charge insurance product for clients and it is indeed the first of its kind on the Ghanaian market target at low to average income earners.


 There is no waiting period since insurance is immediately activated upon opening of accounts. You get value for monies saved as interest is calculated daily and applied monthly. It is flexible to opt-out and offers prompt payment of claims. There is no need for medical examination and no occupational or withdrawal limitations. It is easy to operate. Minimal information is required for operating this account.


An initial account opening amount of GHC5 effectively makes one a proud RoyalCare account holder. The account is uniquely designed for all average income earners and is very affordable. The operating of this account does not only allow clients to enjoy interest on their deposits but effectively cushions them against future uncertainties. Clients can enjoy up to 16% interest on their deposits.

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