Frequently Asked Questions

Adehyeman Savings and Loans is an indigenous Ghanaian non-bank financial institution licensed by the Bank of Ghana to offer financial services (receive deposits and as well offer loan products)

Adehyeman has been in operation since January, 2005

Adehyeman savings and loans provide the following services

Savings account
Current Account
Fixed Deposit Account
Public Sector Salary Loans
Private Sector Salary Loans
Business / SME loans
EduFinance Loans
Agric Loans

To open account with Adehyeman, one needs the following:

Valid national ID card
One passport picture
Utility bill
Ghana Post GPS Code

Yes savings account attracts interest which is credited to the account periodically

You can apply for a loan by completing the loan application form on the website and an officer will reach out to you.

Alternatively you can call in at any of our offices with the required documents

Yes, Adehyeman operates ATM Machines on all of its Branches

Yes ATM cards issued by Adehyeman can be used on all GH Link ATMs in Ghana

We have ATMs at three branches: Dome, Sweduru, and Ofankor. You can also use our cards at GHLink ATMs and partner banks

Yes Adehyeman savings and loans is on the GhanaPay platform

GhanaPay is a mobile money service provided by universal banks, rural banks, and savings and loans companies to individuals and businesses. It is like any mobile money service, but with additional banking services designed for your financial freedom. Everyone with access to a mobile phone, can register for a GhanaPay Wallet, with or without a bank account

GhanaPay gives you the opportunity to have a direct relationship with a bank as a mobile money user.
Users of GhanaPay have access to unlimited banking services in addition to existing mobile money services.
Transfers on GhanaPay are free (only e-levy charges apply).

It is simple and easy. You can use or access the GhanaPay app in 3 ways:

1. Through self-registration indicated below (Download from Play Store or App Store) or Dial *707# 2.
2. By walking into any branch of Adehyeman Savings and Loans Limited by providing their personal details together with a valid Ghana Card to sign up.
3. Through a designated Agent location to register by providing their personal details together with a valid Ghana Card.

You can put cash into your wallet, take cash out of your wallet or redeem a token at any bank branch or designated GhanaPay agents.

Yes. Interest will be paid on a customer’s end of day balance. Interest payments will be on a quarterly basis.

No Adehyeman is does not operate foreign currency account.